Access working capital from your receivables
Receivables-based funding for Public Adjusters, Medical Providers, and Small Businesses—without traditional loans or fixed repayment schedules.
Fast Funding for Public Adjusters,
Medical Providers & Small Businesses
We specialize in receivables-based funding — helping you access capital faster without waiting on insurance carriers, payers, or customer payments.
We specialize in:
- Public Adjuster invoice factoring for settled insurance claims
- Medical accounts receivable factoring — immediate capital while claims are pending
- Merchant cash advances — fast funding with repayment that adjusts to revenue
Fast capital access aligned with your real cash flow
Advance on Claims
- Competitive advance rates
- Transparent fee structure
Working Capital
- Unsecured options available
- Competitive rates
Who We Serve
Tailored funding solutions for professionals who can't wait on slow-paying providers.
Public Adjusters
Bridge the gap between settlement and payment. Access your fee immediately after the claim is settled.
Medical Providers
Medical accounts receivable factoring — we purchase eligible healthcare receivables to deliver immediate working capital while claims are pending with payers.
Small Businesses
Merchant cash advances through future receivables purchases — fast working capital without traditional loans, with repayment that adjusts based on actual revenue.
How It Works
A simple, transparent process to get the working capital you need
Apply
Complete the short application form with your contact information and receivable details. Optional file uploads help us verify faster, but you can still apply even without them.
Approval
Our underwriting team reviews your submission—usually within one business day. We confirm settlement details, check payment direction, and provide clear funding terms. You'll know exactly what advance amount and terms apply before moving forward.
Advance
Once documentation is complete, Claim Flow Capital wires funds directly to you. Funds are delivered quickly so you can cover expenses, payroll, or new opportunities.
Repayment
When the payer releases the actual payment, Claim Flow Capital is repaid directly from those proceeds through a designated payment direction or lockbox. Any remaining balance after fees is released to you.
Get funded in days, not months
Turn your confirmed receivables into immediate working capital.
No traditional loans. No fixed repayment schedules. Just fast, transparent funding aligned with your cash flow.
- Fast funding decisions
- Competitive advance rates
- Terms built for your industry
Ready to get funded?
Join hundreds of public adjusters, medical providers, and small businesses who trust us with their funding needs